/* Cabinet Chabanas - Styles consolidés */


        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }
        
        :root {
            --primary: #001f3f;
            --secondary: #b8967e;
            --accent: #d4a574;
            --dark: #0a0e27;
            --light: #ffffff;
            --bg: #f5f7fc;
            --text-muted: rgba(255,255,255,0.6);
            --border: #e5e7eb;
        }
        
        body {
            font-family: 'Inter', sans-serif;
            background: var(--dark);
            color: var(--light);
            overflow-x: hidden;
        }

        /* ============================================
           NAVBAR
           ============================================ */
        .navbar {
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            padding: 1rem 5%;
            display: flex;
            justify-content: center;
            z-index: 1000;
        }
        
        .navbar-inner {
            display: flex;
            align-items: center;
            justify-content: space-between;
            width: 100%;
            max-width: 1400px;
            background: rgba(255,255,255,0.9);
            backdrop-filter: blur(20px);
            border-radius: 16px;
            padding: 0.5rem 0.5rem 0.5rem 1.5rem;
            border: 1px solid rgba(255,255,255,0.3);
        }
        
        .navbar .logo {
            display: flex;
            flex-direction: column;
            line-height: 1;
            text-decoration: none;
        }
        
        .navbar .logo-top {
            font-family: 'Poppins', sans-serif;
            font-size: 1.3rem;
            font-weight: 600;
            color: var(--primary);
            letter-spacing: 1px;
        }
        
        .navbar .logo-bottom {
            font-family: 'Allura', cursive;
            font-size: 1.6rem;
            color: var(--primary);
            margin-left: 35px;
            margin-top: -2px;
        }
        
        .navbar nav {
            display: flex;
            align-items: center;
            gap: 2rem;
        }
        
        .navbar nav a {
            color: #1f2937;
            text-decoration: none;
            font-size: 0.95rem;
            font-weight: 500;
            transition: color 0.3s;
        }
        
        .navbar nav a:hover {
            color: var(--secondary);
        }
        
        .navbar-right {
            display: flex;
            align-items: center;
            gap: 1rem;
        }
        
        .navbar .nav-phone {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            color: var(--primary);
            text-decoration: none;
            font-weight: 600;
            font-size: 0.9rem;
        }
        
        .navbar .nav-phone svg {
            stroke: var(--secondary);
        }
        
        .navbar .nav-cta {
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            color: white;
            padding: 0.75rem 1.5rem;
            border-radius: 10px;
            font-size: 0.9rem;
            font-weight: 600;
            text-decoration: none;
            transition: all 0.3s;
            box-shadow: 0 4px 15px rgba(184, 150, 126, 0.3);
        }
        
        .navbar .nav-cta:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(184, 150, 126, 0.4);
        }

        /* ============================================
           HERO SECTION - ANIMATED GRADIENT
           ============================================ */
        .hero {
            min-height: 100vh;
            position: relative;
            display: flex;
            align-items: center;
            overflow: hidden;
        }
        
        /* Animated gradient background */
        .hero-bg {
            position: absolute;
            inset: 0;
            background: linear-gradient(
                135deg,
                #0a1628 0%,
                #1a3a5c 25%,
                #2d5a7b 50%,
                #b8967e 75%,
                #d4a574 100%
            );
            background-size: 400% 400%;
            animation: gradientShift 15s ease infinite;
        }
        
        @keyframes gradientShift {
            0% { background-position: 0% 50%; }
            50% { background-position: 100% 50%; }
            100% { background-position: 0% 50%; }
        }
        
        /* Floating shapes */
        .hero-shapes {
            position: absolute;
            inset: 0;
            overflow: hidden;
            pointer-events: none;
        }
        
        .hero-shape {
            position: absolute;
            border-radius: 50%;
            filter: blur(60px);
            opacity: 0.4;
            animation: shapeFloat 20s ease-in-out infinite;
        }
        
        .hero-shape:nth-child(1) {
            width: 500px;
            height: 500px;
            background: radial-gradient(circle, var(--secondary), transparent 70%);
            top: -10%;
            right: -10%;
            animation-delay: 0s;
        }
        
        .hero-shape:nth-child(2) {
            width: 400px;
            height: 400px;
            background: radial-gradient(circle, #4a90a4, transparent 70%);
            bottom: -10%;
            left: -5%;
            animation-delay: -5s;
        }
        
        .hero-shape:nth-child(3) {
            width: 300px;
            height: 300px;
            background: radial-gradient(circle, var(--accent), transparent 70%);
            top: 40%;
            left: 30%;
            animation-delay: -10s;
        }
        
        .hero-shape:nth-child(4) {
            width: 250px;
            height: 250px;
            background: radial-gradient(circle, #1e4d6b, transparent 70%);
            top: 20%;
            right: 20%;
            animation-delay: -7s;
        }
        
        @keyframes shapeFloat {
            0%, 100% { 
                transform: translate(0, 0) scale(1);
            }
            25% { 
                transform: translate(30px, -30px) scale(1.05);
            }
            50% { 
                transform: translate(-20px, 20px) scale(0.95);
            }
            75% { 
                transform: translate(20px, 10px) scale(1.02);
            }
        }
        
        /* Animated particles */
        .hero-particles {
            position: absolute;
            inset: 0;
            overflow: hidden;
            pointer-events: none;
        }
        
        .particle {
            position: absolute;
            width: 4px;
            height: 4px;
            background: rgba(255,255,255,0.6);
            border-radius: 50%;
            animation: particleRise 10s linear infinite;
        }
        
        .particle:nth-child(1) { left: 10%; animation-delay: 0s; animation-duration: 12s; }
        .particle:nth-child(2) { left: 20%; animation-delay: -2s; animation-duration: 10s; }
        .particle:nth-child(3) { left: 30%; animation-delay: -4s; animation-duration: 14s; }
        .particle:nth-child(4) { left: 40%; animation-delay: -1s; animation-duration: 11s; }
        .particle:nth-child(5) { left: 50%; animation-delay: -3s; animation-duration: 13s; }
        .particle:nth-child(6) { left: 60%; animation-delay: -5s; animation-duration: 9s; }
        .particle:nth-child(7) { left: 70%; animation-delay: -2s; animation-duration: 15s; }
        .particle:nth-child(8) { left: 80%; animation-delay: -4s; animation-duration: 10s; }
        .particle:nth-child(9) { left: 90%; animation-delay: -1s; animation-duration: 12s; }
        .particle:nth-child(10) { left: 15%; animation-delay: -3s; animation-duration: 11s; }
        
        @keyframes particleRise {
            0% {
                transform: translateY(100vh) scale(0);
                opacity: 0;
            }
            10% {
                opacity: 1;
            }
            90% {
                opacity: 1;
            }
            100% {
                transform: translateY(-100px) scale(1);
                opacity: 0;
            }
        }
        
        /* Mesh gradient overlay */
        .hero-mesh {
            position: absolute;
            inset: 0;
            background: 
                radial-gradient(ellipse at 20% 80%, rgba(184, 150, 126, 0.15) 0%, transparent 50%),
                radial-gradient(ellipse at 80% 20%, rgba(30, 77, 107, 0.2) 0%, transparent 50%),
                radial-gradient(ellipse at 50% 50%, rgba(0, 31, 63, 0.3) 0%, transparent 70%);
            pointer-events: none;
        }
        
        .hero-container {
            position: relative;
            z-index: 10;
            width: 100%;
            max-width: 1300px;
            margin: 0 auto;
            padding: 140px 5% 100px;
            display: grid;
            grid-template-columns: 1fr 420px;
            gap: 4rem;
            align-items: center;
        }
        
        @media (max-width: 1100px) {
            .hero-container {
                grid-template-columns: 1fr;
                text-align: center;
                max-width: 700px;
            }
            .hero-content {
                display: flex;
                flex-direction: column;
                align-items: center;
            }
            .hero-calc {
                max-width: 100%;
            }
        }
        
        /* Hero Calculator - Premium Design */
        .hero-calc {
            background: rgba(255, 255, 255, 0.08);
            backdrop-filter: blur(20px);
            -webkit-backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, 0.15);
            border-radius: 24px;
            padding: 2rem;
            position: relative;
            overflow: hidden;
        }
        
        .hero-calc::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, var(--secondary), var(--accent), var(--secondary));
        }
        
        .hero-calc-title {
            font-size: 0.85rem;
            font-weight: 600;
            color: rgba(255, 255, 255, 0.9);
            margin-bottom: 1.5rem;
            text-transform: uppercase;
            letter-spacing: 1.5px;
            text-align: center;
        }
        
        .hero-calc-fields {
            display: flex;
            flex-direction: column;
            gap: 1rem;
        }
        
        .hero-calc-field {
            display: flex;
            flex-direction: column;
            gap: 0.4rem;
        }
        
        .hero-calc-field label {
            font-size: 0.8rem;
            color: rgba(255, 255, 255, 0.7);
            font-weight: 500;
            letter-spacing: 0.3px;
        }
        
        .hero-calc-input {
            display: flex;
            align-items: center;
            background: rgba(255, 255, 255, 0.95);
            border-radius: 12px;
            overflow: hidden;
            transition: box-shadow 0.3s;
        }
        
        .hero-calc-input:focus-within {
            box-shadow: 0 0 0 3px rgba(212, 165, 116, 0.3);
        }
        
        .hero-calc-input input,
        .hero-calc-input select {
            border: none;
            padding: 1rem 1.2rem;
            font-size: 1.1rem;
            font-weight: 700;
            color: var(--primary);
            background: transparent;
            width: 100%;
            outline: none;
        }
        
        .hero-calc-input select {
            cursor: pointer;
        }
        
        .hero-calc-input .unit {
            padding-right: 1.2rem;
            color: var(--primary);
            font-weight: 600;
            font-size: 1rem;
            opacity: 0.7;
        }
        
        .hero-calc-result {
            margin-top: 1.5rem;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            border-radius: 16px;
            padding: 1.5rem;
            text-align: center;
            position: relative;
            overflow: hidden;
        }
        
        .hero-calc-result::before {
            content: '';
            position: absolute;
            top: -50%;
            left: -50%;
            width: 200%;
            height: 200%;
            background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 60%);
            animation: shimmer 3s ease-in-out infinite;
        }
        
        @keyframes shimmer {
            0%, 100% { transform: rotate(0deg); }
            50% { transform: rotate(180deg); }
        }
        
        .hero-calc-result-label {
            font-size: 0.75rem;
            color: rgba(255, 255, 255, 0.85);
            text-transform: uppercase;
            letter-spacing: 1px;
            margin-bottom: 0.3rem;
            position: relative;
        }
        
        .hero-calc-result-value {
            font-size: 2.5rem;
            font-weight: 800;
            color: white;
            line-height: 1.1;
            position: relative;
            text-shadow: 0 2px 10px rgba(0,0,0,0.2);
        }
        
        .hero-calc-result-sub {
            font-size: 0.7rem;
            color: rgba(255, 255, 255, 0.7);
            margin-top: 0.3rem;
            position: relative;
        }
        
        .hero-calc-cta {
            display: block;
            width: 100%;
            margin-top: 1.2rem;
            background: rgba(255, 255, 255, 0.15);
            border: 1px solid rgba(255, 255, 255, 0.3);
            color: white;
            padding: 1rem;
            border-radius: 12px;
            font-size: 0.95rem;
            font-weight: 600;
            text-align: center;
            text-decoration: none;
            transition: all 0.3s;
            cursor: pointer;
        }
        
        .hero-calc-cta:hover {
            background: rgba(255, 255, 255, 0.25);
            transform: translateY(-2px);
        }
        
        /* Badge tag */
        .hero-tag {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            background: rgba(255,255,255,0.1);
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255,255,255,0.2);
            padding: 0.5rem 1rem;
            border-radius: 50px;
            font-size: 0.85rem;
            color: rgba(255,255,255,0.9);
            margin-bottom: 1.5rem;
        }
        
        .hero-tag svg {
            width: 16px;
            height: 16px;
            stroke: var(--secondary);
        }
        
        .hero-content h1 {
            font-size: 4rem;
            font-weight: 800;
            line-height: 1.1;
            margin-bottom: 1.5rem;
            letter-spacing: -0.02em;
        }
        
        .hero-content h1 .gradient-text {
            background: linear-gradient(135deg, var(--secondary) 0%, var(--accent) 50%, #e8c4a0 100%);
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }
        
        .hero-content .subtitle {
            font-size: 1.25rem;
            color: rgba(255,255,255,0.8);
            line-height: 1.7;
            margin-bottom: 2.5rem;
            max-width: 600px;
        }
        
        /* Stats row */
        .hero-stats {
            display: flex;
            gap: 3rem;
            flex-wrap: wrap;
            justify-content: center;
            margin-bottom: 2.5rem;
        }
        
        .stat-item {
            display: flex;
            flex-direction: column;
            align-items: center;
        }
        
        .stat-item .stat-number {
            font-size: 2.5rem;
            font-weight: 700;
            color: var(--secondary);
            line-height: 1;
        }
        
        .stat-item .stat-label {
            font-size: 0.9rem;
            color: var(--text-muted);
            margin-top: 0.3rem;
        }
        
        /* Hero buttons */
        .hero-buttons {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
            justify-content: center;
        }
        
        .btn-hero-primary {
            display: inline-flex;
            align-items: center;
            gap: 0.6rem;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            color: white;
            padding: 1.1rem 2rem;
            border-radius: 12px;
            font-size: 1.05rem;
            font-weight: 600;
            text-decoration: none;
            transition: all 0.3s;
            box-shadow: 0 8px 25px rgba(184, 150, 126, 0.35);
        }
        
        .btn-hero-primary:hover {
            transform: translateY(-3px);
            box-shadow: 0 12px 35px rgba(184, 150, 126, 0.5);
        }
        
        .btn-hero-secondary {
            display: inline-flex;
            align-items: center;
            background: rgba(255,255,255,0.1);
            backdrop-filter: blur(10px);
            border: 1px solid rgba(255,255,255,0.3);
            color: white;
            padding: 1.1rem 2rem;
            border-radius: 12px;
            font-size: 1.05rem;
            font-weight: 600;
            text-decoration: none;
            transition: all 0.3s;
        }
        
        .btn-hero-secondary:hover {
            background: rgba(255,255,255,0.2);
            border-color: rgba(255,255,255,0.5);
        }
        


        /* ============================================
           INFO BAR
           ============================================ */
        .info-bar {
            background: var(--light);
            padding: 1.2rem 5%;
            display: flex;
            justify-content: center;
            gap: 3rem;
            flex-wrap: wrap;
            border-bottom: 1px solid #e5e7eb;
        }
        
        .info-bar .item {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            color: var(--primary);
            font-size: 0.9rem;
            font-weight: 500;
        }
        
        .info-bar .item svg {
            width: 20px;
            height: 20px;
            stroke: var(--secondary);
        }
        
        .info-bar .item a {
            color: var(--primary);
            text-decoration: none;
        }
        
        .info-bar .item a:hover {
            color: var(--secondary);
        }

        /* ============================================
           BANK LOGOS CAROUSEL
           ============================================ */
        .bank-logos-section {
            padding: 5rem 0;
            background: white;
            overflow: hidden;
        }
        
        .bank-logos-title {
            text-align: center;
            color: var(--primary);
            font-size: 1.5rem;
            margin-bottom: 3rem;
            font-weight: 700;
        }
        
        .bank-logos-wrapper {
            overflow: hidden;
            position: relative;
        }
        
        .bank-logos-wrapper::before,
        .bank-logos-wrapper::after {
            content: '';
            position: absolute;
            top: 0;
            bottom: 0;
            width: 150px;
            z-index: 2;
            pointer-events: none;
        }
        
        .bank-logos-wrapper::before {
            left: 0;
            background: linear-gradient(90deg, white, transparent);
        }
        
        .bank-logos-wrapper::after {
            right: 0;
            background: linear-gradient(-90deg, white, transparent);
        }
        
        .bank-logos-track {
            display: flex;
            align-items: center;
            gap: 4rem;
            animation: scroll-logos 30s linear infinite;
            width: max-content;
        }
        
        .bank-logos-track:hover {
            animation-play-state: paused;
        }
        
        .bank-logo-item {
            flex-shrink: 0;
            height: 50px;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: all 0.3s;
        }
        
        .bank-logo-item img {
            height: 40px;
            width: auto;
            object-fit: contain;
            filter: grayscale(30%);
            opacity: 0.8;
            transition: all 0.3s;
        }
        
        .bank-logo-item:hover img {
            filter: grayscale(0%);
            opacity: 1;
            transform: scale(1.1);
        }
        
        @keyframes scroll-logos {
            0% { transform: translateX(0); }
            100% { transform: translateX(-50%); }
        }

        /* ============================================
           ABOUT / MOT DU DIRIGEANT
           ============================================ */
        .about-section {
            position: relative;
            padding: 100px 5%;
            overflow: hidden;
        }
        
        .about-bg {
            position: absolute;
            inset: 0;
            background: 
                linear-gradient(135deg, rgba(0,31,63,0.95) 0%, rgba(0,31,63,0.88) 100%),
                url('https://images.unsplash.com/photo-1497366216548-37526070297c?w=1920&q=80') center/cover;
        }
        
        .about-container {
            position: relative;
            z-index: 10;
            max-width: 1100px;
            margin: 0 auto;
        }
        
        .about-content {
            display: grid;
            grid-template-columns: 1.2fr 0.8fr;
            gap: 4rem;
            align-items: center;
        }
        
        .about-text .quote {
            font-size: 1.8rem;
            font-weight: 500;
            line-height: 1.5;
            color: white;
            margin-bottom: 2rem;
            font-style: italic;
        }
        
        .about-text .quote strong {
            color: var(--secondary);
        }
        
        .about-text .author-name {
            font-size: 1.3rem;
            font-weight: 700;
            color: var(--secondary);
            margin-bottom: 0.3rem;
        }
        
        .about-text .author-title {
            font-size: 1rem;
            color: rgba(255,255,255,0.7);
        }
        
        .about-photo {
            position: relative;
        }
        
        .about-photo img {
            width: 100%;
            max-width: 320px;
            border-radius: 50%;
            box-shadow: 0 20px 50px rgba(0,0,0,0.3);
            background: transparent;
        }
        
        .about-photo-placeholder {
            width: 100%;
            max-width: 320px;
            aspect-ratio: 3/4;
            background: linear-gradient(135deg, rgba(255,255,255,0.15), rgba(255,255,255,0.05));
            border: 2px dashed rgba(255,255,255,0.3);
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            box-shadow: 0 30px 60px rgba(0,0,0,0.3);
            position: relative;
            overflow: hidden;
        }
        
        .placeholder-content {
            display: flex;
            flex-direction: column;
            align-items: center;
            gap: 1rem;
        }
        
        .about-photo-placeholder svg {
            width: 60px;
            height: 60px;
            stroke: rgba(255,255,255,0.3);
        }
        
        .placeholder-initials {
            font-size: 3rem;
            font-weight: 800;
            color: var(--secondary);
            opacity: 0.8;
        }
        
        .placeholder-text {
            font-size: 0.8rem;
            color: rgba(255,255,255,0.5);
            text-transform: uppercase;
            letter-spacing: 1px;
        }
        
        .about-badge {
            position: absolute;
            bottom: -20px;
            right: 0;
            background: white;
            padding: 1rem 1.5rem;
            border-radius: 12px;
            box-shadow: 0 15px 40px rgba(0,0,0,0.2);
        }
        
        .about-badge-number {
            font-size: 1.5rem;
            font-weight: 800;
            color: var(--primary);
        }
        
        .about-badge-text {
            font-size: 0.8rem;
            color: #6b7280;
        }

        /* ============================================
           TESTIMONIALS / AVIS CLIENTS
           ============================================ */
        .testimonials-section {
            background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
            padding: 100px 5%;
            overflow: hidden;
        }
        
        .testimonials-header {
            text-align: center;
            margin-bottom: 3rem;
        }
        
        .testimonials-header h2 {
            font-size: 2.2rem;
            font-weight: 700;
            color: var(--primary);
            margin-bottom: 0.5rem;
        }
        
        .testimonials-header p {
            color: #6b7280;
            font-size: 1rem;
        }
        
        .testimonials-carousel {
            position: relative;
            max-width: 100%;
            overflow: hidden;
        }
        
        .testimonials-track {
            display: flex;
            gap: 2rem;
            animation: scroll-testimonials 40s linear infinite;
            width: max-content;
        }
        
        .testimonials-track:hover {
            animation-play-state: paused;
        }
        
        @keyframes scroll-testimonials {
            0% { transform: translateX(0); }
            100% { transform: translateX(-50%); }
        }
        
        .testimonial-card {
            flex-shrink: 0;
            width: 380px;
            background: white;
            padding: 2rem;
            border-radius: 16px;
            box-shadow: 0 4px 20px rgba(0,0,0,0.06);
            position: relative;
        }
        
        .testimonial-card::before {
            content: '"';
            position: absolute;
            top: 20px;
            left: 20px;
            font-size: 4rem;
            color: var(--secondary);
            opacity: 0.2;
            font-family: Georgia, serif;
            line-height: 1;
        }
        
        .testimonial-stars {
            color: #fbbf24;
            font-size: 1rem;
            margin-bottom: 1rem;
        }
        
        .testimonial-content {
            position: relative;
            z-index: 1;
            margin-bottom: 1.5rem;
            font-style: italic;
            color: #4b5563;
            line-height: 1.7;
            font-size: 0.95rem;
        }
        
        .testimonial-author {
            display: flex;
            align-items: center;
            gap: 1rem;
        }
        
        .testimonial-avatar {
            width: 50px;
            height: 50px;
            border-radius: 50%;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-weight: 700;
            font-size: 1.2rem;
        }
        
        .testimonial-info h4 {
            color: var(--primary);
            font-size: 1rem;
            margin-bottom: 0.2rem;
        }
        
        .testimonial-info p {
            color: #6b7280;
            font-size: 0.85rem;
            margin: 0;
        }

        /* ============================================
           TAUX SECTION
           ============================================ */
        .taux-section {
            background: var(--bg);
            padding: 80px 5%;
            position: relative;
        }
        
        .taux-header {
            text-align: center;
            margin-bottom: 3rem;
        }
        
        .taux-header h2 {
            font-size: 2.2rem;
            font-weight: 700;
            color: var(--primary);
        }
        
        .taux-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
            max-width: 1000px;
            margin: 0 auto;
        }
        
        .taux-card {
            background: white;
            border-radius: 16px;
            padding: 2rem;
            text-align: center;
            border: 1px solid #e5e7eb;
            transition: all 0.4s;
        }
        
        .taux-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 40px rgba(0,0,0,0.1);
            border-color: var(--secondary);
        }
        
        .taux-card-label {
            font-size: 0.9rem;
            color: #6b7280;
            margin-bottom: 0.5rem;
        }
        
        .taux-card-value {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 0.5rem;
            margin-bottom: 1rem;
        }
        
        .taux-percentage {
            font-size: 2.5rem;
            font-weight: 800;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }
        
        .taux-arrow svg {
            stroke: #10b981;
            transition: stroke 0.3s;
        }
        /* Couleurs selon la tendance du marché
           - hausse des taux = rouge (défavorable pour l'emprunteur)
           - stable = gris neutre
           - baisse = vert (favorable pour l'emprunteur)
        */
        .taux-arrow.tendance-hausse svg { stroke: #dc2626; }
        .taux-arrow.tendance-stable svg { stroke: #9ca3af; }
        .taux-arrow.tendance-baisse svg { stroke: #10b981; }
        
        .taux-moyen {
            font-size: 0.85rem;
            color: #6b7280;
        }
        
        .taux-moyen strong {
            color: var(--primary);
        }

        /* ============================================
           SECTION COMMON
           ============================================ */
        .section {
            padding: 100px 5%;
        }
        
        .section-light {
            background: var(--light);
        }
        
        .section-dark {
            background: var(--dark);
            color: white;
        }
        
        .section-header {
            text-align: center;
            margin-bottom: 4rem;
        }
        
        .section-tag {
            display: inline-block;
            background: rgba(184, 150, 126, 0.15);
            border: 1px solid rgba(184, 150, 126, 0.3);
            padding: 0.5rem 1.2rem;
            border-radius: 50px;
            font-size: 0.8rem;
            color: var(--secondary);
            text-transform: uppercase;
            letter-spacing: 1px;
            margin-bottom: 1.5rem;
        }
        
        .section-title {
            font-size: 2.5rem;
            font-weight: 700;
            margin-bottom: 1rem;
            color: var(--primary);
        }
        
        .section-dark .section-title {
            color: white;
        }
        
        .section-title .highlight {
            color: var(--secondary);
        }
        
        .section-subtitle {
            font-size: 1.05rem;
            color: #6b7280;
            max-width: 550px;
            margin: 0 auto;
            line-height: 1.7;
        }
        
        .section-dark .section-subtitle {
            color: var(--text-muted);
        }

        /* ============================================
           SERVICES
           ============================================ */
        .services-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
            max-width: 1200px;
            margin: 0 auto;
        }
        
        .service-card {
            background: white;
            border: 1px solid #e5e7eb;
            border-radius: 16px;
            padding: 2.5rem;
            transition: all 0.4s;
            position: relative;
            overflow: hidden;
        }
        
        .service-card::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            height: 4px;
            background: linear-gradient(90deg, var(--secondary), var(--accent));
            transform: scaleX(0);
            transform-origin: left;
            transition: transform 0.4s;
        }
        
        .service-card:hover::before {
            transform: scaleX(1);
        }
        
        .service-card:hover {
            transform: translateY(-10px);
            box-shadow: 0 20px 50px rgba(0,0,0,0.1);
            border-color: var(--secondary);
        }
        
        .service-icon {
            width: 60px;
            height: 60px;
            margin-bottom: 1.5rem;
        }
        
        .service-icon svg {
            width: 48px;
            height: 48px;
            stroke: var(--secondary);
            stroke-width: 1.5;
        }
        
        .service-card h3 {
            font-size: 1.4rem;
            font-weight: 700;
            color: var(--primary);
            margin-bottom: 1rem;
        }
        
        .service-card p {
            font-size: 0.95rem;
            color: #6b7280;
            line-height: 1.7;
        }

        /* ============================================
           AVANTAGES SECTION
           ============================================ */
        .avantages-section {
            position: relative;
            padding: 100px 5%;
            overflow: hidden;
        }
        
        .avantages-bg {
            position: absolute;
            inset: 0;
            background: 
                linear-gradient(135deg, rgba(0,31,63,0.92) 0%, rgba(0,31,63,0.85) 100%),
                url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?w=1920&q=80') center/cover;
        }
        
        .avantages-container {
            position: relative;
            z-index: 10;
            max-width: 1200px;
            margin: 0 auto;
        }
        
        .avantages-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
            margin-top: 4rem;
        }
        
        .avantage-item {
            text-align: center;
            padding: 2rem 1.5rem;
            background: rgba(255,255,255,0.05);
            border: 1px solid rgba(255,255,255,0.1);
            border-radius: 16px;
            transition: all 0.3s;
        }
        
        .avantage-item:hover {
            background: rgba(255,255,255,0.08);
            border-color: var(--secondary);
            transform: translateY(-5px);
        }
        
        .avantage-icon {
            width: 70px;
            height: 70px;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
        }
        
        .avantage-icon svg {
            width: 32px;
            height: 32px;
            stroke: white;
        }
        
        .avantage-item h3 {
            font-size: 1.15rem;
            font-weight: 600;
            margin-bottom: 0.5rem;
            color: white;
        }
        
        .avantage-item p {
            font-size: 0.9rem;
            color: rgba(255,255,255,0.7);
            line-height: 1.6;
        }

        /* ============================================
           PROCESS SECTION
           ============================================ */
        .process-section {
            padding: 100px 5%;
            background: var(--bg);
        }
        
        .process-container {
            max-width: 1000px;
            margin: 0 auto;
        }
        
        .process-timeline {
            display: flex;
            flex-direction: column;
            margin-top: 4rem;
            position: relative;
        }
        
        .process-timeline::before {
            content: '';
            position: absolute;
            left: 35px;
            top: 0;
            bottom: 0;
            width: 3px;
            background: linear-gradient(180deg, var(--secondary), rgba(184, 150, 126, 0.2));
            border-radius: 3px;
        }
        
        .process-step {
            display: flex;
            gap: 2rem;
            padding: 2rem 0;
            position: relative;
        }
        
        .process-number {
            width: 70px;
            height: 70px;
            min-width: 70px;
            background: white;
            border: 3px solid var(--secondary);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.4rem;
            font-weight: 700;
            color: var(--primary);
            position: relative;
            z-index: 1;
            box-shadow: 0 5px 20px rgba(0,0,0,0.1);
        }
        
        .process-content h3 {
            font-size: 1.3rem;
            font-weight: 600;
            color: var(--primary);
            margin-bottom: 0.5rem;
        }
        
        .process-content p {
            font-size: 0.95rem;
            color: #6b7280;
            line-height: 1.7;
            max-width: 550px;
        }

        /* ============================================
           CTA SECTION
           ============================================ */
        .cta-section {
            position: relative;
            padding: 100px 5%;
            overflow: hidden;
        }
        
        .cta-bg {
            position: absolute;
            inset: 0;
            background: 
                linear-gradient(135deg, rgba(0,31,63,0.9) 0%, rgba(0,31,63,0.75) 100%),
                url('https://images.unsplash.com/photo-1600585154340-be6161a56a0c?w=1920&q=80') center/cover;
        }
        
        .cta-container {
            position: relative;
            z-index: 10;
            max-width: 1000px;
            margin: 0 auto;
        }
        
        .cta-header {
            text-align: center;
            margin-bottom: 3rem;
        }
        
        .cta-header h2 {
            font-size: 2.5rem;
            font-weight: 700;
            color: white;
            margin-bottom: 0.5rem;
        }
        
        .cta-header .highlight {
            color: var(--secondary);
        }
        
        .cta-header p {
            color: rgba(255,255,255,0.7);
            font-size: 1rem;
        }
        
        /* Info row */
        .cta-info-row {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            border-bottom: 1px solid rgba(255,255,255,0.1);
            padding-bottom: 2.5rem;
            margin-bottom: 2.5rem;
        }
        
        .cta-info-item {
            text-align: center;
            padding: 0 1rem;
            border-right: 1px solid rgba(255,255,255,0.1);
        }
        
        .cta-info-item:last-child {
            border-right: none;
        }
        
        .cta-info-item svg {
            stroke: var(--accent);
            width: 32px;
            height: 32px;
            margin-bottom: 0.8rem;
        }
        
        .cta-info-item h4 {
            color: white;
            font-size: 0.95rem;
            font-weight: 600;
            margin-bottom: 0.3rem;
        }
        
        .cta-info-item p,
        .cta-info-item a {
            color: rgba(255,255,255,0.6);
            font-size: 0.85rem;
            text-decoration: none;
        }
        
        .cta-info-item a:hover {
            color: var(--accent);
        }
        
        /* Triptyque */
        .cta-triptych {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
        }
        
        .cta-panel {
            padding: 2rem 1.5rem;
            text-align: center;
            border-right: 1px solid rgba(255,255,255,0.1);
        }
        
        .cta-panel:last-child {
            border-right: none;
        }
        
        .cta-panel svg {
            stroke: var(--accent);
            width: 40px;
            height: 40px;
            margin-bottom: 1rem;
        }
        
        .cta-panel h3 {
            color: white;
            font-size: 1.1rem;
            font-weight: 600;
            margin-bottom: 0.5rem;
        }
        
        .cta-panel p {
            color: rgba(255,255,255,0.6);
            font-size: 0.85rem;
            margin-bottom: 1.2rem;
            line-height: 1.5;
        }
        
        .cta-panel .btn {
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            color: white;
            padding: 0.9rem 1.8rem;
            border-radius: 10px;
            font-weight: 600;
            text-decoration: none;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 0.5rem;
            font-size: 0.95rem;
            transition: all 0.3s;
            border: none;
            cursor: pointer;
            font-family: inherit;
        }
        
        .cta-panel .btn:hover {
            transform: translateY(-2px);
            box-shadow: 0 10px 30px rgba(184, 150, 126, 0.4);
        }
        
        .cta-panel .btn svg {
            stroke: white;
            width: 18px;
            height: 18px;
            margin: 0;
        }

        /* ============================================
           FOOTER PREMIUM
           ============================================ */
        .footer {
            background: var(--primary);
            color: white;
            position: relative;
        }
        
        .footer-main {
            padding: 5rem 5% 3rem;
        }
        
        .footer-content {
            max-width: 1200px;
            margin: 0 auto;
            display: grid;
            grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
            gap: 3rem;
        }
        
        .footer-brand .logo {
            display: block;
            line-height: 1;
            margin-bottom: 1.5rem;
        }
        
        .footer-brand .logo img {
            height: 60px;
            width: auto;
            max-width: 160px;
            display: block;
        }
        
        .footer-brand .logo-top {
            font-size: 0.7rem;
            font-weight: 600;
            letter-spacing: 3px;
            color: var(--secondary);
        }
        
        .footer-brand .logo-bottom {
            font-family: 'Allura', cursive;
            font-size: 2rem;
            color: white;
        }
        
        .footer-brand > p {
            font-size: 0.9rem;
            color: rgba(255,255,255,0.6);
            line-height: 1.8;
            margin-bottom: 1.5rem;
            max-width: 280px;
        }
        
        .footer-social {
            display: flex;
            gap: 0.8rem;
        }
        
        .footer-social a {
            width: 42px;
            height: 42px;
            background: rgba(255,255,255,0.1);
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            text-decoration: none;
            transition: all 0.3s;
        }
        
        .footer-social a:hover {
            background: var(--secondary);
            transform: translateY(-3px);
        }
        
        .footer-social a svg {
            width: 18px;
            height: 18px;
            stroke: currentColor;
            fill: none;
        }
        
        .footer-column h4 {
            font-size: 1rem;
            font-weight: 600;
            margin-bottom: 1.5rem;
            color: white;
            position: relative;
        }
        
        .footer-column h4::after {
            content: '';
            position: absolute;
            bottom: -8px;
            left: 0;
            width: 30px;
            height: 2px;
            background: var(--secondary);
        }
        
        .footer-column ul {
            list-style: none;
        }
        
        .footer-column ul li {
            margin-bottom: 0.9rem;
        }
        
        .footer-column ul li a {
            font-size: 0.9rem;
            color: rgba(255,255,255,0.6);
            text-decoration: none;
            transition: all 0.3s;
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
        }
        
        .footer-column ul li a:hover {
            color: var(--secondary);
            padding-left: 5px;
        }
        
        .footer-contact-item {
            display: flex;
            align-items: flex-start;
            gap: 1rem;
            margin-bottom: 1.2rem;
        }
        
        .footer-contact-item .icon {
            width: 40px;
            height: 40px;
            background: rgba(184,150,126,0.15);
            border-radius: 10px;
            display: flex;
            align-items: center;
            justify-content: center;
            flex-shrink: 0;
        }
        
        .footer-contact-item .icon svg {
            width: 18px;
            height: 18px;
            stroke: var(--secondary);
            fill: none;
        }
        
        .footer-contact-item .text {
            color: rgba(255,255,255,0.6);
            font-size: 0.9rem;
            line-height: 1.5;
        }
        
        .footer-contact-item .text strong {
            display: block;
            color: white;
            font-weight: 600;
            margin-bottom: 0.1rem;
        }
        
        .footer-bottom {
            background: rgba(0,0,0,0.2);
            padding: 1.5rem 5%;
        }
        
        .footer-bottom-content {
            max-width: 1200px;
            margin: 0 auto;
            display: flex;
            justify-content: space-between;
            align-items: center;
            flex-wrap: wrap;
            gap: 1rem;
        }
        
        .footer-bottom p {
            font-size: 0.85rem;
            color: rgba(255,255,255,0.5);
        }
        
        .footer-bottom a {
            color: var(--secondary);
            text-decoration: none;
        }
        
        .footer-bottom a:hover {
            text-decoration: underline;
        }
        
        .footer-certifications {
            display: flex;
            align-items: center;
            gap: 1.5rem;
            font-size: 0.8rem;
            color: rgba(255,255,255,0.4);
        }

        /* ============================================
           RESPONSIVE
           ============================================ */
        @media (max-width: 1024px) {
            .hero-content h1 {
                font-size: 3rem;
            }
            
            .hero-stats {
                gap: 2rem;
            }
            
            .stat-item .stat-number {
                font-size: 2rem;
            }
            
            .taux-grid {
                grid-template-columns: 1fr;
                max-width: 350px;
            }
            
            .services-grid {
                grid-template-columns: 1fr;
            }
            
            .avantages-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            
            .about-content {
                grid-template-columns: 1fr;
                text-align: center;
            }
            
            .about-photo {
                display: flex;
                justify-content: center;
            }
            
            .about-text .quote {
                font-size: 1.5rem;
            }
            
            .cta-info-row {
                grid-template-columns: repeat(2, 1fr);
                gap: 1.5rem;
            }
            
            .cta-info-item {
                border-right: none;
                padding: 0;
            }
            
            .cta-info-item:nth-child(1),
            .cta-info-item:nth-child(3) {
                border-right: 1px solid rgba(255,255,255,0.1);
                padding-right: 1rem;
            }
            
            .cta-triptych {
                grid-template-columns: 1fr;
            }
            
            .cta-panel {
                border-right: none;
                border-bottom: 1px solid rgba(255,255,255,0.1);
                padding: 2rem;
            }
            
            .cta-panel:last-child {
                border-bottom: none;
            }
            
            .footer-content {
                grid-template-columns: 1fr 1fr;
            }
        }
        
        @media (max-width: 768px) {
            .navbar nav {
                display: none;
            }
            
            .navbar .nav-phone {
                display: none;
            }
            
            .hero-content h1 {
                font-size: 2.2rem;
            }
            
            .hero-sim-row {
                grid-template-columns: 1fr;
            }
            
            .hero-stats {
                gap: 1.5rem;
            }
            
            .stat-item .stat-number {
                font-size: 1.8rem;
            }
            
            .info-bar {
                gap: 1.5rem;
            }
            
            .info-bar .item {
                font-size: 0.8rem;
            }
            
            .section-title {
                font-size: 2rem;
            }
            
            .avantages-grid {
                grid-template-columns: 1fr;
            }
            
            .cta-info-row {
                grid-template-columns: 1fr;
            }
            
            .cta-info-item,
            .cta-info-item:nth-child(1),
            .cta-info-item:nth-child(3) {
                border-right: none;
                padding: 0;
                padding-bottom: 1rem;
                border-bottom: 1px solid rgba(255,255,255,0.1);
            }
            
            .cta-info-item:last-child {
                border-bottom: none;
            }
            
            .cta-header h2 {
                font-size: 1.8rem;
            }
            
            .footer-content {
                grid-template-columns: 1fr;
                text-align: center;
            }
            
            .footer-brand {
                display: flex;
                flex-direction: column;
                align-items: center;
            }
            
            .footer-brand > p {
                max-width: 100%;
            }
            
            .footer-social {
                justify-content: center;
            }
            
            .footer-column h4::after {
                left: 50%;
                transform: translateX(-50%);
            }
            
            .footer-contact-item {
                justify-content: center;
            }
            
            .footer-bottom-content {
                flex-direction: column;
                text-align: center;
            }
            
            .footer-brand p {
                max-width: 100%;
            }
            
            .footer-brand .logo {
                align-items: center;
            }
            
            .footer-brand .logo-bottom {
                margin-left: 0;
            }
        }

        /* ============================================
           WIDGET FLOTTANT DE CONTACT
           ============================================ */
        .floating-contact {
            position: fixed;
            bottom: 24px;
            right: 24px;
            z-index: 9999;
            display: flex;
            flex-direction: column;
            align-items: flex-end;
            gap: 12px;
        }
        .floating-main-btn {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            background: var(--secondary);
            color: white;
            border: none;
            cursor: pointer;
            box-shadow: 0 6px 20px rgba(184, 150, 126, 0.5), 0 2px 6px rgba(0,0,0,0.15);
            display: flex;
            align-items: center;
            justify-content: center;
            transition: all 0.3s ease;
            position: relative;
            animation: floatingPulse 2.5s ease-in-out infinite;
        }
        .floating-main-btn:hover {
            transform: scale(1.08);
            box-shadow: 0 8px 25px rgba(184, 150, 126, 0.6), 0 4px 10px rgba(0,0,0,0.2);
        }
        .floating-main-btn .floating-icon-close { display: none; }
        .floating-contact.open .floating-main-btn {
            background: var(--primary);
            animation: none;
        }
        .floating-contact.open .floating-main-btn .floating-icon-default { display: none; }
        .floating-contact.open .floating-main-btn .floating-icon-close { display: block; }

        .floating-contact-options {
            display: flex;
            flex-direction: column;
            gap: 10px;
            opacity: 0;
            transform: translateY(20px) scale(0.9);
            pointer-events: none;
            transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
        }
        .floating-contact.open .floating-contact-options {
            opacity: 1;
            transform: translateY(0) scale(1);
            pointer-events: auto;
        }
        .floating-option {
            display: flex;
            align-items: center;
            gap: 10px;
            padding: 12px 18px;
            background: white;
            color: var(--primary);
            text-decoration: none;
            border-radius: 30px;
            font-weight: 600;
            font-size: 0.92rem;
            box-shadow: 0 4px 15px rgba(0,0,0,0.12);
            transition: all 0.2s ease;
            white-space: nowrap;
        }
        .floating-option:hover {
            transform: translateX(-4px);
            box-shadow: 0 6px 20px rgba(0,0,0,0.18);
        }
        .floating-option-call:hover { color: #10b981; }
        .floating-option-callback:hover { color: var(--secondary); }
        .floating-option svg { flex-shrink: 0; }

        @keyframes floatingPulse {
            0%, 100% {
                box-shadow: 0 6px 20px rgba(184, 150, 126, 0.5), 0 2px 6px rgba(0,0,0,0.15), 0 0 0 0 rgba(184, 150, 126, 0.5);
            }
            50% {
                box-shadow: 0 6px 20px rgba(184, 150, 126, 0.5), 0 2px 6px rgba(0,0,0,0.15), 0 0 0 14px rgba(184, 150, 126, 0);
            }
        }

        /* Responsive : plus petit sur mobile, pas de texte qui dépasse */
        @media (max-width: 640px) {
            .floating-contact {
                bottom: 18px;
                right: 18px;
            }
            .floating-main-btn {
                width: 54px;
                height: 54px;
            }
            .floating-option {
                font-size: 0.85rem;
                padding: 10px 15px;
            }
        }
    

/* ========================================= */


        /* ============================================
           PAGES SYSTEM
           ============================================ */
        .page { display: none; }
        .page.active { display: block; }
        
        /* Style pour les pages de contenu */
        .page.section {
            padding-top: 120px;
            min-height: 100vh;
        }
        
        .page-header {
            background: linear-gradient(135deg, var(--primary) 0%, #1a3a5c 100%);
            color: white;
            padding: 3rem 2rem;
            text-align: center;
            margin-bottom: 2rem;
        }
        
        .page-header h1 {
            font-size: 2.5rem;
            color: white;
            margin-bottom: 0.5rem;
        }
        
        .page-header p {
            color: rgba(255,255,255,0.8);
            font-size: 1.1rem;
        }
        
        .container {
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 2rem;
        }
        
        /* Navigation Dropdowns */
        .nav-links {
            display: flex;
            list-style: none;
            gap: 1.5rem;
            align-items: center;
        }
        
        .nav-links > li {
            position: relative;
        }
        
        .nav-links a {
            color: #1f2937;
            text-decoration: none;
            font-size: 0.95rem;
            font-weight: 500;
            transition: color 0.3s;
        }
        
        .nav-links a:hover {
            color: var(--secondary);
        }
        
        .nav-links > li.has-dropdown > a {
            display: flex;
            align-items: center;
            gap: 0.3rem;
        }
        
        .nav-links > li.has-dropdown > a::after {
            content: '';
            border: solid #1f2937;
            border-width: 0 2px 2px 0;
            padding: 3px;
            transform: rotate(45deg);
            transition: transform 0.3s;
            margin-top: -3px;
        }
        
        .nav-links > li.has-dropdown:hover > a::after {
            transform: rotate(-135deg);
            border-color: var(--secondary);
        }
        
        .dropdown-menu {
            position: absolute;
            top: 100%;
            left: 50%;
            transform: translateX(-50%);
            background: white;
            min-width: 280px;
            border-radius: 12px;
            box-shadow: 0 10px 40px rgba(0,0,0,0.15);
            opacity: 0;
            visibility: hidden;
            transition: all 0.3s;
            padding: 0.75rem 0;
            margin-top: 1rem;
            z-index: 1000;
        }
        
        .dropdown-menu::before {
            content: '';
            position: absolute;
            top: -8px;
            left: 50%;
            transform: translateX(-50%);
            border: 8px solid transparent;
            border-bottom-color: white;
        }
        
        .nav-links > li.has-dropdown:hover .dropdown-menu {
            opacity: 1;
            visibility: visible;
            margin-top: 0.5rem;
        }
        
        .dropdown-menu li {
            list-style: none;
        }
        
        .dropdown-menu a {
            display: block;
            padding: 0.8rem 1.5rem;
            color: #1f2937;
            font-size: 0.9rem;
            transition: all 0.3s;
            border-left: 3px solid transparent;
        }
        
        .dropdown-menu a:hover {
            background: var(--bg);
            color: var(--secondary);
            border-left-color: var(--secondary);
        }
        
        .dropdown-menu .dropdown-title {
            font-weight: 600;
            color: var(--primary);
        }
        
        .dropdown-menu .dropdown-desc {
            font-size: 0.8rem;
            color: #6b7280;
            margin-top: 0.2rem;
        }

        .dropdown-menu-wide {
            min-width: 360px;
        }

        .dropdown-group-label {
            padding: 0.6rem 1.5rem 0.3rem;
            font-size: 0.7rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.08em;
            color: var(--secondary);
            list-style: none;
            border-top: 1px solid #f3f4f6;
            margin-top: 0.3rem;
        }

        .dropdown-group-label:first-child {
            border-top: none;
            margin-top: 0;
        }
        
        .mobile-cta-item {
            display: none;
        }
        
        .header-phone-cta {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            color: var(--primary);
            text-decoration: none;
            font-weight: 600;
            font-size: 0.9rem;
        }
        
        .header-phone-cta svg {
            stroke: var(--secondary);
        }
        
        .header-phone-cta:hover {
            color: var(--secondary);
        }
        
        .header-cta {
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            color: white;
            padding: 0.75rem 1.5rem;
            border-radius: 10px;
            text-decoration: none;
            font-weight: 600;
            font-size: 0.9rem;
            transition: all 0.3s;
            box-shadow: 0 4px 15px rgba(184, 150, 126, 0.3);
        }
        
        .header-cta:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(184, 150, 126, 0.4);
        }
        
        /* Boutons génériques */
        .btn {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            padding: 0.9rem 1.8rem;
            border-radius: 10px;
            font-weight: 600;
            text-decoration: none;
            transition: all 0.3s;
            cursor: pointer;
            border: none;
            font-size: 1rem;
        }
        
        .btn-primary {
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            color: white;
            box-shadow: 0 4px 15px rgba(184, 150, 126, 0.3);
        }
        
        .btn-primary:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 25px rgba(184, 150, 126, 0.4);
        }
        
        .btn-secondary {
            background: var(--primary);
            color: white;
        }
        
        .btn-secondary:hover {
            background: #002f5f;
        }
        
        /* Back button pour les pages */
        .back-btn {
            display: inline-flex;
            align-items: center;
            gap: 0.5rem;
            color: var(--secondary);
            text-decoration: none;
            font-weight: 600;
            margin-bottom: 2rem;
            cursor: pointer;
        }
        
        .back-btn:hover {
            color: var(--accent);
        }
        
        /* Content sections style */
        .content-section {
            padding: 3rem 0;
        }
        
        .content-section h2 {
            font-size: 2rem;
            margin-bottom: 1.5rem;
            color: var(--primary);
        }
        
        .content-section p {
            color: #4b5563;
            line-height: 1.8;
            margin-bottom: 1rem;
        }
        
        /* FAQ Styles */
        .faq-item {
            background: white;
            border-radius: 12px;
            margin-bottom: 1rem;
            box-shadow: 0 2px 10px rgba(0,0,0,0.05);
            overflow: hidden;
        }
        
        .faq-question {
            width: 100%;
            padding: 1.25rem 1.5rem;
            background: none;
            border: none;
            text-align: left;
            font-size: 1rem;
            font-weight: 600;
            color: var(--primary);
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            transition: background 0.3s;
        }
        
        .faq-question:hover {
            background: var(--bg);
        }
        
        .faq-question svg {
            transition: transform 0.3s;
            flex-shrink: 0;
        }
        
        .faq-question.active svg {
            transform: rotate(180deg);
        }
        
        .faq-answer {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s, padding 0.3s;
        }
        
        .faq-answer.active {
            max-height: 2000px;
            padding: 0 1.5rem 1.25rem;
        }
        
        .faq-answer p {
            color: #4b5563;
            line-height: 1.7;
        }
        
        /* Calculettes Styles */
        .all-calcs-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
            gap: 2rem;
            margin-top: 3rem;
        }
        
        .calc-card {
            background: var(--light);
            padding: 2rem;
            border-radius: 12px;
            border: 1px solid rgba(0,0,0,0.1);
            box-shadow: 0 4px 15px rgba(0,0,0,0.05);
        }
        
        .calc-card h3 {
            color: var(--primary);
            font-size: 1.3rem;
            margin-bottom: 1.5rem;
            font-weight: 700;
        }
        
        .result-box {
            background: linear-gradient(135deg, var(--bg) 0%, rgba(212, 165, 116, 0.05) 100%);
            padding: 1.5rem;
            border-radius: 12px;
            border: 2px solid var(--secondary);
            text-align: center;
            margin-top: 1.5rem;
        }
        
        .result-label {
            color: #4b5563;
            font-size: 0.9rem;
            margin-bottom: 0.5rem;
        }
        
        .result-value {
            font-size: 1.8rem;
            font-weight: 900;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }
        
        /* Service Detail Styles */
        .service-detail-header {
            text-align: center;
            margin-bottom: 3rem;
        }
        
        .service-detail-icon {
            width: 80px;
            height: 80px;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            border-radius: 20px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 1.5rem;
        }
        
        .service-detail-icon svg {
            width: 40px;
            height: 40px;
            stroke: white;
            fill: none;
        }
        
        .service-detail-content {
            display: grid;
            grid-template-columns: 1.5fr 1fr;
            gap: 3rem;
            max-width: 1200px;
            margin: 0 auto;
        }
        
        @media (max-width: 900px) {
            .service-detail-content {
                grid-template-columns: 1fr;
            }
        }
        
        .service-detail-text h3 {
            color: var(--primary);
            font-size: 1.4rem;
            margin: 2rem 0 1rem;
        }
        
        .service-detail-text p {
            color: #4b5563;
            line-height: 1.8;
            margin-bottom: 1rem;
        }
        
        .service-advantages {
            display: grid;
            gap: 1rem;
            margin: 1.5rem 0;
        }
        
        .advantage-item {
            display: flex;
            align-items: flex-start;
            gap: 1rem;
            padding: 1rem;
            background: #f0fdf4;
            border-radius: 8px;
        }
        
        .advantage-item strong {
            color: var(--primary);
            display: block;
        }
        
        .advantage-item p {
            color: #4b5563;
            margin: 0.3rem 0 0;
            font-size: 0.95rem;
        }
        
        .service-list {
            color: #4b5563;
            line-height: 2;
            margin-left: 1.5rem;
        }
        
        .info-box {
            background: #eff6ff;
            border: 1px solid #bfdbfe;
            border-radius: 8px;
            padding: 1.5rem;
            margin: 1.5rem 0;
        }
        
        .info-box-title {
            display: flex;
            align-items: center;
            gap: 0.5rem;
            font-weight: 600;
            color: var(--primary);
            margin-bottom: 0.5rem;
        }
        
        /* Form Styles */
        .form-group {
            margin-bottom: 1.5rem;
        }
        
        .form-group label {
            display: block;
            margin-bottom: 0.5rem;
            font-weight: 600;
            color: var(--primary);
        }
        
        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            padding: 0.9rem 1rem;
            border: 2px solid #e5e7eb;
            border-radius: 10px;
            font-size: 1rem;
            transition: border-color 0.3s;
            font-family: inherit;
        }
        
        .form-group input:focus,
        .form-group select:focus,
        .form-group textarea:focus {
            outline: none;
            border-color: var(--secondary);
        }
        
        /* Card grid for services */
        .card-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 2rem;
        }
        
        .card {
            background: white;
            border-radius: 16px;
            padding: 2rem;
            box-shadow: 0 4px 20px rgba(0,0,0,0.08);
            transition: transform 0.3s, box-shadow 0.3s;
        }
        
        .card:hover {
            transform: translateY(-5px);
            box-shadow: 0 8px 30px rgba(0,0,0,0.12);
        }
        
        .card-icon {
            width: 60px;
            height: 60px;
            background: linear-gradient(135deg, var(--secondary), var(--accent));
            border-radius: 12px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 1.5rem;
        }
        
        .card-icon svg {
            width: 28px;
            height: 28px;
            stroke: white;
        }
        
        .card h3 {
            font-size: 1.3rem;
            margin-bottom: 0.75rem;
            color: var(--primary);
        }
        
        .card p {
            color: #6b7280;
            font-size: 0.95rem;
        }
        
        /* Mobile menu toggle */
        .menu-toggle {
            display: none;
        }
        
        @media (max-width: 1024px) {
            .navbar nav {
                display: none;
            }
            
            .navbar-right .nav-phone {
                display: none;
            }
            
            .menu-toggle {
                display: flex !important;
                width: 44px;
                height: 44px;
                background: #f3f4f6;
                border: none;
                border-radius: 8px;
                cursor: pointer;
                align-items: center;
                justify-content: center;
            }
        }
    

/* ========================================= */


    @keyframes spin { to { transform: rotate(360deg); } }
    

/* ========================================= */


            @media (max-width: 768px) {
                #apropos .container > div:nth-child(2) { grid-template-columns: 1fr !important; }
                #apropos .container > div:nth-child(3) { grid-template-columns: 1fr 1fr !important; }
            }
        

/* ========================================= */
/* Menu mobile (overlay) - ajout correctif    */
/* ========================================= */
.mobile-menu {
    position: fixed;
    top: 0;
    right: 0;
    width: 100%;
    max-width: 420px;
    height: 100vh;
    background: #ffffff;
    z-index: 10000;
    transform: translateX(100%);
    transition: transform 0.3s ease;
    overflow-y: auto;
    box-shadow: -4px 0 30px rgba(0,0,0,0.15);
    visibility: hidden;
}
.mobile-menu.active {
    transform: translateX(0);
    visibility: visible;
}
.mobile-menu-inner {
    padding: 1.5rem 1.25rem 2rem;
    position: relative;
}
.mobile-menu-close {
    position: absolute;
    top: 1rem;
    right: 1rem;
    background: transparent;
    border: none;
    color: #001f3f;
    cursor: pointer;
    padding: 0.5rem;
    z-index: 1;
}
.mobile-nav {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    margin-top: 3rem;
}
.mobile-nav a {
    color: #001f3f;
    text-decoration: none;
    padding: 0.6rem 0.25rem;
    font-size: 0.95rem;
    border-bottom: 1px solid #f0f0f0;
}
.mobile-nav a:hover {
    color: #b8967e;
}
.mobile-nav-link {
    font-weight: 600;
}
.mobile-nav-group {
    padding: 0.5rem 0;
    border-bottom: 1px solid #e5e7eb;
}
.mobile-nav-group strong {
    display: block;
    color: #b8967e;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin: 0.5rem 0 0.25rem;
    padding-bottom: 0.25rem;
}
.mobile-nav-group a {
    padding-left: 0.75rem;
    font-size: 0.9rem;
    border-bottom: none;
}
.mobile-nav-cta {
    background: #001f3f;
    color: #fff !important;
    padding: 0.8rem 1.25rem !important;
    border-radius: 8px;
    text-align: center;
    font-weight: 600;
    margin-top: 1rem;
    border-bottom: none !important;
}
.mobile-nav-cta:hover {
    color: #fff !important;
    background: #0a2c5e;
}
.mobile-nav-phone {
    color: #b8967e !important;
    text-align: center;
    padding: 0.8rem !important;
    font-weight: 600;
    border-bottom: none !important;
}
/* Désactiver le scroll du body quand le menu est ouvert */
body.menu-open {
    overflow: hidden;
}
/* Overlay semi-transparent derrière le menu */
.mobile-menu-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0,0,0,0.5);
    z-index: 9999;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.3s ease;
}
.mobile-menu-overlay.active {
    opacity: 1;
    visibility: visible;
}

/* ============================================================================
   CORRECTION GLOBALE — Padding-top pour les pages internes
   Évite que le titre passe sous la navbar fixe.
   Ajouté le 12 mai 2026.
   ============================================================================ */

/* Toutes les pages internes utilisent .page-content : on leur garantit un espace
   suffisant entre la navbar fixe et le début du contenu. */
.page-content > .container:first-child {
    padding-top: 140px;
    padding-bottom: 60px;
}

/* Sur mobile, la navbar est plus compacte → padding-top réduit */
@media (max-width: 768px) {
    .page-content > .container:first-child {
        padding-top: 110px;
        padding-bottom: 40px;
    }
}

/* ============================================================================
   UNIFORMISATION DES TITRES DE PAGE
   Transforme tous les .service-detail-header en bloc marine identique à .page-header
   pour avoir un seul style de titre cohérent sur tout le site.
   Ajouté le 12 mai 2026.
   ============================================================================ */

/* Conteneur du titre : même fond marine, même padding, même radius que .page-header */
.service-detail-header {
    background: linear-gradient(135deg, var(--primary) 0%, #1a3a5c 100%) !important;
    color: white !important;
    padding: 3rem 2rem !important;
    text-align: center !important;
    margin-bottom: 3rem !important;
    border-radius: 16px !important;
}

/* Masquer l'icône beige qui détonne avec le nouveau fond marine */
.service-detail-header .service-detail-icon {
    display: none !important;
}

/* Titre principal : blanc, taille H1 (même si la balise est H2) */
.service-detail-header .section-title {
    font-size: 2.5rem !important;
    color: white !important;
    margin-bottom: 0.5rem !important;
}

/* Sous-titre : blanc semi-transparent */
.service-detail-header .section-subtitle {
    color: rgba(255,255,255,0.85) !important;
    font-size: 1.1rem !important;
    margin-bottom: 0 !important;
}

/* Le contenu suivant (.service-detail-text) doit sortir du bloc bleu et
   reprendre sa place normale en dessous, sur fond clair */
.service-detail-header + .service-detail-text,
.service-detail-header .service-detail-text {
    background: white;
    color: #1f2937;
    padding: 2rem;
    border-radius: 12px;
    margin-top: 2rem;
    text-align: left;
}

/* Réinitialiser la couleur des éléments enfants pour qu'ils restent lisibles */
.service-detail-header + .service-detail-text h3,
.service-detail-header .service-detail-text h3 {
    color: var(--primary) !important;
}

/* Responsive : sur mobile, on réduit la taille du titre pour qu'il rentre bien */
@media (max-width: 768px) {
    .service-detail-header {
        padding: 2rem 1.5rem !important;
    }
    .service-detail-header .section-title {
        font-size: 1.8rem !important;
    }
    .service-detail-header .section-subtitle {
        font-size: 1rem !important;
    }
}